Overbay Insurance
219 Walnut Street
Waynesville, NC 28786

Fax: 828-452-5995

Secondary Home Insurance in Waynesville, NC

Keeping Vacation Home Owners in the North Carolina Mountains protected against Risk


Whether it’s water damage from a nearby lake, a fire from a disconnected electrical wire, or smoke damage from careless cooking efforts, your vacation home or secondary home is subject to risks, which can be costly.  Waynesville and nearby towns in Western North Carolina are destinations for tourists and for permanent homeowners, and these places have a large number of vacation homes.  At Overbay Insurance Services we have a complete vacation home insurance program through which we insure these homes.  We write effective, cost-efficient solutions and we support clients.  We’ll write a solution for you and we’ll support you.


We have access to many markets and we work with a variety of great, A-rated carriers.  We know the North Carolina Mountains and we understand the needs of homeowners in these mountains.  You can count on us to give you the best insurance and ultimately the finest experience possible.


Vacation Home Insurance Coverage Details


We provide property, liability, and water damage insurance coverages. We also provide renters insurance.  If you own a waterfront home, a cabin home, or even a mobile home, we can help you.  You may be best served by a vacation home endorsement or by a separate policy.  Either way, we’ll provide you with the insurance that’s best for you.  Also, if you need to protect ‘out’ buildings, vehicles, and other assets, we can provide you with the protection that’s most appropriate.


The coverages from which you can choose include but are not limited to:  



You may be eligible as a client of ours for benefits and discounts that save you money and time.  Contact an agent to find out about these benefits and discounts. 


Experienced, local Agents providing Services and Support


Whether you live in your vacation home during parts of the year or you rent out your vacation home to others, you’ll need insurance that matches the risks that you face.  Our agents are trained to deliver vacation home and secondary home insurance and they’ve lived in Waynesville and neighboring cities for all of their lives.  Our team knows and understands your needs and it will meet these needs.


We intervene in claims if necessary and we then work with insurance companies in order to get you what you deserve.  Please contact us or give us a call today.  If you’re ready to start on a policy, request a quote.


Additional Vacation Home Insurance Information:



We’re proud to provide vacation home insurance in Waynesville, Canton, Asheville, Sylva, Franklin, and Bryson City, NC.  We also serve other areas in the state.