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We are a family-owned and operated agency that delivers peace of mind to Western North Carolina.

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Our family-owned agency is focused on delivering personal attention and coverage options to individuals, families, and businesses.

30

Years of Experience

We celebrate reliable service.

With nearly four decades of experience, our family-owned agency is focused on delivering personal attention and coverage options to individuals, families, and businesses. Our longstanding presence in the industry is a testament to our commitment to building meaningful relationships with our clients.

We offer coverage for each stage of life.

From home and auto to life insurance, Overbay Insurance Services offers a wide range of personal insurance programs. Our longstanding partnerships with top carriers allow us to find the proper coverage for your specific needs. We understand that each client is different, and we strive to adapt our programs to provide protection for you and your family.

30

Raving Reviews

100

Markets Accessible

We safeguard your business.

In the dynamic world of business, having the proper insurance is crucial. We offer programs for businesses, contractors, and construction companies. Our goal is to provide each enterprise with the opportunity to stay protected at a competitive price.

Our Mission

At Overbay Insurance Services, our mission is to provide flexible insurance solutions designed to meet the needs of individuals, families, and businesses in Western North Carolina and beyond. We deliver value by providing superior service and peace of mind.

Find Your Coverage

We’re here to help you explore your coverage options.

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Contact Overbay Insurance Services

Our Waynesville, NC Office

219 Walnut Street
Waynesville, NC 28786

 828-452-4699
Email Us
 828-452-5995 fax

The Independent Agency Advantage

Here’s what makes our insurance agency different.

Trusted Relationships

You can rely on us to simplify the insurance process and advise you on your insurance.

Personalized Solutions

Get the power of choice with insurance that’s designed for your unique needs.

Knowledgeable Service

We’ll be there for you with reliable service and support to help you make informed decisions.

Meet Our Dedicated Team

At Overbay Insurance Services, our experienced and passionate team is committed to providing personal and attentive service, making sure that you feel confident and secure in your insurance coverage choices.

Overbay Insurance Services is located in Waynesville, NC, and licensed in NC, SC, and TN.

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Request an Insurance Quote

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Don’t like forms? Contact us at 828-452-4699 or email us.