Auto and Homeowners Insurance
Auto and Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto and Homeowners Insurance Information
You can now purchase Nationwide home & auto coverage online from Overbay Insurance Service.
We are licensed to sell coverage to clients in North Carolina, South Carolina and Tennessee.
Buy Home & Auto Coverage Now >
Having appropriate home and auto insurance can help protect your financial stability should the unexpected happen. Contact Overbay Insurance Services in Waynesville, North Carolina, today to find out how to get appropriate coverage for some of your most valuable assets.
Home Insurance In South Carolina
Home insurance is highly customizable and may include the following:
· Personal liability insurance may help pay the costs of third-party bodily injury or property damage claims.
· Dwelling coverage may help pay to rebuild or repair your home after a covered event.
· Personal property coverage may help pay to replace your possessions if they are damaged in a covered event.
· Additional living expenses may help pay for expenses such as restaurant meals and hotel stays if damage to your home temporarily forces you to move out.
Auto Insurance In South Carolina
South Carolina drivers must carry minimum amounts of auto liability coverage to help pay for third-party claims after an at-fault accident. In addition to this policy, your agent may recommend purchasing the following coverages:
· Uninsured/underinsured motorist coverage
· Collision coverage
· Comprehensive coverage
· Personal injury protection (PIP)
· Gap insurance
How Long to Keep Auto and Home Insurance Policies
If you’ve had your auto and home insurance policies for years, your agent can help you shop for the best possible combination of coverage and value. Getting multiple quotes for auto and home insurance can help you save money, even as premiums rise across the industry. Plus, bundling your home and auto policies can trigger a significant multi-policy discount, depending on the insurer.
How to Get Home and Auto Insurance
Contact Overbay Insurance Services today to learn more about your home and auto insurance options and get a personalized quote. We serve Waynesville, NC, Canton and surrounding areas.