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Overbay Insurance Services Blog

View the latest blog posts from Overbay Insurance Services.

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Monday, January 16, 2023

Generator Tips for Your Home

When the power goes out in the winter, homeowners become concerned about their house getting too cold. The health of family members is an issue. In addition, pipes could freeze and burst, causing significant damage to the home. Many families rely on generators to keep their home warm when the power fails. READ MORE >>

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Wednesday, December 21, 2022

BOPs and Your Business

As a small business owner, it’s up to you to ensure the protection of everything you and your staff have worked so hard for. You probably already know that business insurance is a good idea, but piecemeal coverages—which can be time-consuming and pricey—can be hard to keep up with. READ MORE >>

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Wednesday, November 9, 2022

Getting Life Insurance After You Turn 65

As you get older, you’re probably going to take pride in all you’ve built in your life. But, as the years roll on, it’s also time to think about the day when you won’t be around anymore. You want to make it easier for your loved one to pick up the pieces after your passing. READ MORE >>

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Thursday, October 27, 2022

Vacation Home and Airbnb Insurance

If you own a vacation home, it’s essential to secure appropriate insurance. Policies can provide coverage if you and your family intend to use the property or if you plan on renting it through a platform like Airbnb. READ MORE >>

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Wednesday, September 21, 2022

What Type of Homeowners Insurance Policy is Best for Me?

Picking the right homeowners insurance coverage for your home is vital. After all, in addition to your mortgage, you have a significant investment in your home, from closing costs, renovations, additions and improvements you've made. There are six different types of homeowners policies, the most popular being HO3. READ MORE >>

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Monday, August 15, 2022

The Benefits Of A Good Driving Record For Bikers

As a motorcyclist, you likely know that you need skill to ride safely. Bikes, after all, are two-wheeled vehicles. You’ll need to adapt a different mindset than you would while driving a standard car. A bike’s speed and maneuverability might lead riders to take unnecessary risks. READ MORE >>

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Wednesday, July 13, 2022

Safety Tips for Your Construction Site

The construction industry is among the most dangerous, with the highest rate of fatal injuries. Safety should be the highest priority on construction sites to protect both your employees and the integrity of the project. The most common sources of risk involve falls and struck by objects, operating heavy machinery and the use of chemicals. READ MORE >>

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Monday, June 6, 2022

Admitted and Non-Admitted Business Insurance

When it’s time to purchase a business insurance policy, it’s time to research some unfamiliar terms. Selecting a comprehensive liability package might be easier than you think—but adhering to your state’s laws and regulations may be a bit tougher. READ MORE >>

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Thursday, May 12, 2022

4 Things Life Insurance Can Do For You

The investment in life insurance can provide one of the strongest cornerstones for your family's financial well-being. If you’re wondering if you need to invest in it or what the value would be to your family, consider these five ways life insurance can impact the lives of individuals in the long run. READ MORE >>

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Thursday, April 28, 2022

Airbnb and Host Liability Insurance

If you want to use a property as an Airbnb rental or would like to rent out a room in your home, it’s essential to get appropriate insurance coverage. While renting your property is a smart way to increase your income, your regular homeowner’s insurance typically doesn’t provide adequate insurance to protect you from common risks associated with hosting paying guests. READ MORE >>

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