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Overbay Insurance Services Blog

View the latest blog posts from Overbay Insurance Services.

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Wednesday, September 13, 2023

Use and Independent Agent to Get Affordable Car Insurance Rates

Having a family means you have to keep a tight rein on the purse strings. Some of your household bills, you cannot avoid. Among the necessary, but potentially-expensive costs, is your car insurance. You need to insure the vehicle, but you also have to keep the cost affordable.  READ MORE >>

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Tuesday, August 8, 2023

Buying Flood Insurance

Buying flood insurance may be one of the most important decisions you make for your property, especially if you are in an area where flooding is a costly risk. As you make the decision to buy this type of coverage, it also helps to have as much information as possible about the types of policies available to you. READ MORE >>

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Monday, July 17, 2023

Do You Need Business Insurance For Your Side Gig?

You may view your side gig as an easy way to pick up some extra cash. But you need to treat it just as seriously as you would any other business. If something goes wrong, it's possible to lose not just what you've earned but also everything you own. To protect yourself, you need to look at business insurance. READ MORE >>

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Monday, July 17, 2023

Do You Need Business Insurance For Your Side Gig?

You may view your side gig as an easy way to pick up some extra cash. But you need to treat it just as seriously as you would any other business. If something goes wrong, it's possible to lose not just what you've earned but also everything you own. To protect yourself, you need to look at business insurance. READ MORE >>

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Wednesday, June 21, 2023

What Happens to Your Home Insurance Once Your Mortgage is Paid?

Paying off the mortgage to a home can feel like a huge accomplishment, as it should be. Your loan has been paid in full, the home is yours and you no longer have the bank holding a lien over your house. Unfortunately, not everything is cut and dry after you pay off your mortgage—including your home insurance. READ MORE >>

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Thursday, May 18, 2023

Understanding Non-Owners Auto Insurance

When it comes to auto insurance, there are many people who don’t understand their coverage. In fact, there are people without cars who don’t see the need for coverage at all, although they drive. To make matters worse, they assume that the car owner has insurance that will cover them and the other vehicle if they are in a wreck. READ MORE >>

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Wednesday, April 26, 2023

Have a Mortgage? You Need Homeowner’s Insurance

Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years.   However, what happens if something happens to your home in the meantime? READ MORE >>

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Friday, March 31, 2023

Renters Insurance Myths

If you’re a renter, one of the most important things you need to have is adequate renters insurance. Yes, you need specific insurance to help protect your personal belongings and yourself in case of an incident at your rental property (e.g., apartment or condo). READ MORE >>

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Monday, February 20, 2023

The Benefits of Using an Independent Insurance Agency to Get Car Insurance

If you are in the process of registering your car, you’ll most likely have to buy car insurance. The law requires every driver to carry minimum levels of coverage. It’s an important mechanism to always help the policyholder behind the wheel.   READ MORE >>

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Monday, January 16, 2023

Generator Tips for Your Home

When the power goes out in the winter, homeowners become concerned about their house getting too cold. The health of family members is an issue. In addition, pipes could freeze and burst, causing significant damage to the home. Many families rely on generators to keep their home warm when the power fails. READ MORE >>

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