Feel Secure on the Fairway

When the weather is just right, it’s the perfect time to break out the golf clubs! Whether you enjoy going to a country club, a campus or a community, a golf cart is a fun and convenient mode of transportation.

Even with a slower recreational vehicle, you are not exempt from accidents and it's best to make sure you are covered before packing up your clubs and getting behind the wheel. At Overbay Insurance Services, we offer Golf Cart insurance to clients in Waynesville NC, Canton NC and surrounding areas.

Hole-In-One with the Right Coverage

Depending on how you utilize your cart and your state laws, different forms of insurance may be required for different situations. Homeowner's associations may also dictate certain rules for golf cart use. Golf cart insurance policies can come in a variety of forms, including:

• Accessory Coverage
• Bodily Injury Liability
• Collision Coverage
• Comprehensive Coverage
• Guest Passenger Liability
• Liability Coverage
• Medical Payments Coverage
• Property Damage Liability
• Transport Trailer Coverage
• Uninsured/Underinsured Motorist Coverage

Bundling multiple recreational vehicles into a single policy could save you money in the long run, as could bundling a golf cart policy with a homeowner's insurance policy or even a personal umbrella policy. Your driving record and age will factor into the costs of your golf cart insurance. You may also qualify for additional policies for complete coverage, should your cart have any specialized, custom parts.