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"Thank you Stacy, Don, and Jon for the wonderful insurance services that we have received since we opened our business in 1986. We know that you have met all of our insurance needs over the years and during the times that we have had insurance claims you all have been there for us as good friends as well as our insurance agent. It is our pleasure to have you hold in your care all of our insurance needs. We sincerely wish your business well for many years to come."
- Tom and Amy Roberts



"Our family has been doing business with the Overbays for almost 30 years.  They are not just our insurance agents, they take the time to give us personal attention, cheerfully answer questions and pro-actively assist us in finding the best policies to fit our needs and budget.  It has been our pleasure to know and work with Stacy and Jon."
- Preston and Suzanne Tinsley, The Gateway Club



Our Location

Overbay Insurance

219 Walnut Street
Waynesville, NC 28786
Main office: 828-452-4699
Fax: 828-452-5995

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.